Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest car and truck loans.

In the event your credit is preventing you against engaging in a dependable vehicle, guide a totally free assessment with certainly one of our credit professionals to begin with!

Boost your Credit Rating

Our objective would be to transform our clients’ monetary life by increasing their fico scores, enabling loan providers and credit card issuers to take into account them low-risk. We accomplish this goal through getting our customers to the right car to restore their credit rating.

Legacy Car Credit offers:

  • Low-kilometre cars, in order to drive a dependable car and make low re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% rates like other creditors
  • 2-5 term options year
  • Reports to Equifax, to make sure that your credit rating improves within the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer you a selection that is large of to generally meet your requirements
  • Expert staff to assist with debt-restructuring through proposals and bankruptcy
  • Multi-point car inspections, in lowering the possibility of unforeseen fix expenses
  • 30 Day kansas installment loans no credit check Trade
  • Free Distribution

Step One

Apply On The Web

Our credit that is easy application obtain the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative way of funding will make suggestions through the credit rebuilding procedure and help you reconstruct your credit with an auto loan.

Step Three

Drive Away

After your approval, you are able to drive away in your vehicle that time if you’d like! Many thanks to our super simple procedure, we’re going to allow you to get authorized and driving very quickly, you want through rebuilding your credit so you can get back to living the life.

Why Is Us Various

Our Company Is The Lender

We have been an in-house funding company that lends our personal money, and that causes us to be various.

Meet The Group

At legacy Auto Credit you are able to select whom works in your favor. Our non payment Credit and Finance Advisors can get you authorized and explain to you car choices

We Deliver

Whom knew vehicles had been like pizza. You can now get our rate that is low in financing anywhere in Ontario and never have to keep your property.

Exchange Privilege

We’re you’ll that is sure satisfied with your brand-new purchase, however in instance you’re not just take it back* and we’ll assist you to trade it for the correct one. (*Some exceptions use)

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Our company is invested in causing you to a customer that is long-lasting buddy.

My spouce and I had a fantastic experience coping with Vic, and auto credit that is legacy. Assisting us comprehend just just how credit history work and exactly how to enhance it, and made us feel confident!

Victor had been amazing! He had been extremely explain that is thorough I needed seriously to understand and responded any questions that I experienced. He definitely went far above to obtain me personally another vehicle. I would personally strongly recommend planning to see him if you should be hunting for another car.

Vic had been great in getting me personally vehicle that I favor and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic had been amazing to cope with exemplary interaction through the whole process. Strolled me detail by detail putting me personally into vehicle that was suitable for me personally! Many thanks for all of your help

Definitely the experience ive that is best had purchasing a motor vehicle had been using this destination! Every person is quite helpfulf! Vic ended up being great with interaction and maintaining us as much as date in the procedure and got us a motor vehicle we wanted quickly without dilemmas! Would certainly keep coming back once again

Am I able to obtain auto loan after having a repossession?

Yes, at Legacy Auto Credit we recognize that a repossession is often the results of an event that is uncontrollable situation. Quite a few consumers experienced a repossession that is previous will likely to be going back their car towards the bank whenever filing a bankruptcy or customer proposition.

Will this assist me build my credit?

Yes, if you make your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. As time passes with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is you pay us back that we provide the funds and then. We are able to have a look at your credit situation for a individual degree and determine your capability which will make re re re payments even though you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better rates. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new vehicles.

Let’s say i’ve been turned straight straight straight down before?

We come across many individuals which have been formerly rejected because of a few reasons which may have included, bad payment history, maybe maybe not sufficient time face to face, an excessive amount of financial obligation and income that is non-garnishable. With your In-House system we glance at your earnings, expenses and debts that could be inducing the change downs and supply you with answers to get you rebuilding and driving your credit.

If i’ve filed a bankruptcy or customer proposition, may I still qualify?

Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. If you’re going to file or have previously filed and tend to be perhaps not discharged, it is possible to nevertheless be eligible for our low price in-house system. We make use of a few trustees whom see we certainly offer low prices and want you to definitely flourish in rebuilding your credit. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We also report your repayments to Equifax which will surely help re-establish your credit rating.

Did not see just what you’re shopping for?

We’re Right Right Here To Assist

Our task is always to assist people who have bad credit get automotive loans at a cost point sufficient reason for prices they are able to afford. Irrespective of your circumstances, it is well well well worth trying and talking to certainly one of our credit professionals. Don’t let woeful credit get when it comes to residing a much better life.

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